Faculty Profile

Work Experience & Appointments

Associate Professor(Head of Department)
University of Veterinary & Animal Sciences, Swat
(2023 - Present)
• Teaching, academic research, and departmental responsibilities.

Academic Qualifications

Ph.D / Master / Bachelor
Recognized University / HEC (Graduated) – 1st Division / Merit

Research Papers

Books
Ismail, M., Aysan, A.F., & Barakat, M. (2025). Islamic Finance and Financial Innovation, Cultural, Regulatory and Technological Challenges. Routledge Publisher Inc. UK.
Ayub, M., Khan, K., & Ismail, M. (2024). Waqf in Islamic Economics and Finance: An Instrument for Socioeconomic Welfare. Routledge Publisher Inc. UK. Jan, S., & Ismail, M. (2023). Shariah Governance in Islamic Banking Institutions. Routledge Publisher Inc. UK.
RESEARCH ARTICLES
Khan, W.U., Ullah, A., & Ismail, M. (2025). The Nexus among Judicial Efficiency and SMEs Financing Patterns: A case of Pakistani firms. City University Research Journal. 15(1), 1-18. https://doi.org/10.33959/10.33959/vol15iss1pp1-18
Ayub, M., Khan, K., Khan, M., & Ismail, M. (2024). Waqf for Accelerating SocioEconomic Development: A Proposed Model with Focus on Pakistan. Qualitative Research in Financial Markets. 16(2). https://doi.org/10.1108/QRFM-07- 2023-0161
Saeed, U., Jabeen, Z., & Ismail, M. (2022). The Screening Process of Islamic Indexes: A Case of Karachi Meezan Index. Business & Economic Review. 14(1), 1-15. https://doi.org/10.22547/BER/14.1.1
Saeed, U., Ismail, M., & Jabeen, Z. (2021). Post Implementation Challenges towards External Shariah Audit in Pakistan: A Synthesis of Experts Views-II. Habibia Islamicus. 5(3), 01-18. https://doi.org/10.47720/hi.2021.0503u01
Saeed, U., Ismail, M., & Jabeen, Z. (2021). Post Implementation Challenges towards External Shariah Audit in Pakistan: A Synthesis of Experts Views-I. Habibia Islamicus. 5(2), 179-200. https://doi.org/10.47720/hi.2021.0502u13
Sheikh, A., Jabeen, Z., & Ismail, M. (2021). Zakat Collection and Disbursement: The Case of Pakistan. Journal Of Religious Studies, 5(1), 88-111. Retrieved from https://jrs.uoch.edu.pk/index.php/journal3/article/view/402
Basit, A., Ismail, M., & Jabeen, Z. (2021). Towards an ideal Shariah Competency Framework (iSCF) for Islamic banking institutions in Pakistan. COMSATS Journal of Islamic Finance. 6(1), 20-41. https://doi.org/10.26652/cjif.6202112
Ismail, M., & Jabeen, Z. (2021). Towards an Integrated Waqf Disclosure Index. Journal Of Religious Studies, 4(2), 72-85. https://doi.org/10.33195/journal.v4i02.321
Ismail, M., Jan, S., & Ullah, K. (2020). Assessing Shariah Disclosure in Pakistan: The Case of Islamic Banks. Business & Economic Review. 12(2), 01-18. https://doi.org/10.22547/BER/12.2.1
Ismail, M., & Jabeen, Z. (2019). Shariah Disclosure in Islamic Banking Institutions: The Customers’ Perspectives. Hazara Islamicus. 8(2), 45-54. Retrieved from http://iri.aiou.edu.pk/indexing/wp-content/uploads/2021/11/ShariahDisclosure-in-Islamic-Banking.pdf
Ismail, M., & Aziz, M. (2019). Spending in the Way of Allah and its Practice in the Lives of Richest Companions of the Prophet Muhammad [P.B.U.H]: A Research Study. Journal Fahm-i-Islam. 2(2), 79-99. https://doi.org/10.37605/fahm-iislam.2.2.6
Ismail, M., Ullah, S., & Zaheer, Z. (2019). Assessing Islamic Business Ethical Practices in KP Province. NICE Research Journal. 12(2), 92-108. Retrieved from https://nicerjss.com/index.php/JFME/article/download/123/97
Ismail, M., Ullah, S. (2019). Evaluating Islamic banks’ Products and Services through Product and Service Disclosure Index (PSDi). Journal of Islamic Civilization & Culture. 2(1), 32-45. Retrieved from https://www.ahbabtrust.org/ojs/index.php/jicc/article/view/54/57
Ismail, M., Jan, S. (2018). Shariah Disclosure Attributes In Takaful Institutions: An Overview Of Takaful Managers’ Experiences. Journal of Islamic Civilization & Culture. 1(2), 48-63. Retrieved from https://www.ahbabtrust.org/ojs/index.php/jicc/article/view/37/40
Ismail, M., Jan, S., & Ullah, K. (2018). Determinants of Shari’ah Disclosure in Islamic Banking Institutions. Abasyn Journal of Social Sciences. AiTCB(2018). Retrievedfrom http://ajss.abasyn.edu.pk/admineditor/specialissue/papers/CP%2002.pdf
Saeed, U., Ismail, M., & Saleem, G. (2018). Deposits Pool Management in Islamic Banks in Pakistan: A Case of Term Deposit Receipts (TDRs). Journal of Islamic Business and Management. 8(S), 227-238. https://doi.org/10.26501/jibm/2018.080S-003
Book Reviews
Ismail, M. (2018). Financial Institutions and Shari’ah Advisory Board Importance, Responsibilities and Criterions: A Critical Review (Book Review). Journal of Islamic Banking & Finance. 35(2), 104-107. Retrieved from https://islamicbanking.asia/wp-content/uploads/2017/10/April-June- 2018.pdf
Ismail, M. (2017). Introduction to Takaful: Theory and Practice (Urdu Edition). Center for Excellence in Islamic Finance: Peshawar.

Courses Taught

AREAS OF TEACHING, RESEARCH, AND SUPERVISION
ISLAMIC BANKING AND FINANCE
▪ Islamic Banking Theory and Practice
▪ Products and Services in Islamic Banking
▪ Shariah Governance and Compliance
▪ Non-Banking Islamic Financial Institutions
▪ Risk Management in Islamic Banks
▪ Takaful
▪ Islamic Law of Contracts and Business Transactions
▪ Jurisprudence of Finance (fiqh al buyu)
▪ Designing and Development of Islamic Financial Products
TRADITIONAL
▪ Qualitative Research Methods
▪ Applied Qualitative Techniques
▪ Seminars in Qualitative Research Techniques
▪ Qualitative Research Using Computer Applications/ CAQDAS
PROFESSIONAL QUALIFICATIONS AND MEMBERSHIPS IN QUALITATIVE RESEARCH MAXQDA PROFESSIONAL TRAINER
VERBI Software GmbH, Berlin. Since September, 2019.
CERTIFIED ATLAS.ti PROFESSIONAL TRAINER
Scientific Software Development GmbH, Berlin. Since January, 2021.
QUIRKOS CERTIFIED TRAINER
Quirkos Software Developers Pvt. Ltd. Scotland. Since January, 2021.
CERTIFIED TRAINER IN QDA MINER
Provalis Research, Montreal, Canada. Since July, 2022.
CERTIFIED PROFESSIONAL TRAINER IN HyperRESEARCH and HyperTRANSCRIBE
Research Ware, MA, USA. Since September, 2022.
MENDELEY ADVISOR
Mendeley Ltd. by Elsevier Publisher, Netherland. Since February, 2019

Projects

Conferences/Seminars

Conference Proceedings
Ismail, M. (2024). Keynote Speaker at the Editorial Session at 7th International Conference on Islamic Finance held at The Hamad Bin Khalifa University, Qatar, from 4-5 December.
Ismail, M. (2023). Objective Deviance in Islamic Banking Institutions: An Archival Exploration. Accepted for presented at Symposium on Islamic Finance in Australia held at The Australian National University, Australia on November 30th.
Ismail, M., & Jabeen, Z. (2020). Towards an Integrated Waqf Disclosure Index (IWDI). Presented at 8th International Islamic Economics Workshop. Conducted online by Research Center for Islamic Economics (IKAM), Turkey, from 16-18 September, 2020.
Ismail, M., & Jan, S. (2019). Assessing Shariah Disclosure in Pakistan’s Full-fledged Islamic Banks. Accepted for presented at British Academy of Management (BAM2019) Conference held at Aston University, Birmingham, UK from September 2nd to 5th.
Ismail, M., & Jan, S. (2018). Shari’ah Disclosure for Islamic Banking Institutions, presented at International Conference on Social Entrepreneurship and Islamic Finance, Peshawar, 15th September. CEIF, IMSciences and Abasyn University.
Ismail, M., & Jan, S. (2018). Critiques on Running Musharakah: A Case of Pakistan’s Islamic Banks, presented at One Day Cases Conference on The Pragmatics of Islamic Financial Services, Peshawar, 31st March. RCIB, Ripha International University Islamabad and CEIF, IMSciences Peshawar.
Ismail, M. (2017). FAP Criteria for Appointment Shariah Advisor and its Impact of Islamic Banking Industry – A Comparative Study between Pakistan and Malaysia. First IMS National Colloquium for Budding Researchers and Faculty ofBusiness Schools, Peshawar, January, 20th: Peshawar. Association of Management Development Institutions in Pakistan (AMDIP) and IMSciences.
Ismail, M., & Jan, S. (2019). Shari’ah Disclosure of Takaful Companies: An Overview of Takaful Managers’ Experiences in Pakistan. Accepted for presentation at International Conference on Islamic Finance. Karachi, 9th December, 2019. CEIF, Institute of Business Administration (IBA).
Poster Presentation
Challenge of liquidity management to Pakistan’s IBIs: Present and future prospects. First IMS National Colloquium for Budding Researchers and Faculty of Business Schools, January 20th, 2017: Peshawar

UVAS SWAT

Dr.Muhammad Ismail